IRP IRP, credit bureau experts, credit bureau consultants, smartdata, smartscore, smartscore+, data breach
IRP credit bureau experts, behaviour scoring, behavior scoring, smartscore, smartdata, data breach

IRP was founded by three individuals with over fifty years experience in credit bureau, risk and fraud management for the financial services and telecom industries. Incorporated in 2009 the business now has over twenty associates providing subject matter expertise for all aspects of Credit Risk and Fraud Prevention. The founders have worked with over 200 lenders in 19 countries across 5 continents and have been responsible for the deployment of over 2000 risk and fraud management solutions in 60 countries across the credit lifecycle.

IRP has the experience of working with the full spectrum of lenders, from monoline start-ups through multi-national and global organizations. We empower lenders to make the best decisions through applying world class decisioning practice to optimal data.

IRP, credit bureau experts, credit bureau consultants, smartdata, smartscore, smartscore+, data breach Business
Consulting
IRP, credit bureau experts,  credit bureau consultants,smartdata, smartscore, smartscore+, data breach Data & Bureau
Strategy
IRP, credit bureau consultants, credit bureau experts, smartdata, smartscore, smartscore+, data breach Product
Buy or Build
IRP consultants have provided services to lenders in many markets around the world including both consumer and SME, including; IRP provide software solutions to assist both credit bureaus and lenders in maximising the value from data, analytics and software; IRP have worked on many aspects of the credit lifecycle and have experience in developing solutions from the ground up and also buying solutions from vendors;
  • Credit Strategy Review
  • Lender Start-Up Strategies
  • Anti-Money Laundering
  • Application Processing
  • Multi-Bureau Strategies
  • Behaviour Scoring
  • Authorisations
  • Collections
  • Fraud prevention
  • Data Audit and Management
  • Bureau Service Optimisation
  • Bureau Events / Triggers
  • Startup Data Needs & Planning
  • Analytical Tools & Products
  • Product Roadmap
  • Benchmarking
  • Company/Propduct Due Diligence
  • Full RFI/RFP Process Management
  • IT Infrastructure and Audit
  • Requirements Definition
  • Risk Architecture & Design
  • Vendor Identification & Selection
  • Business Cases
  • Implementation Management
IRP, credit bureau experts, smartdata, smartscore, smartscore+, data breach White Papers
IRP, credit bureau experts, smartdata, smartscore, smartscore+, data breach Scoring strategies during the transition to positive data IRP, credit bureau experts, smartdata, smartscore, smartscore+, data breach The value of negative bureau alerts to credit card issuers